The rules that govern use of this home insurance website, its accounts, quotes and claim submissions. Last updated July 2026.
Opening this website, creating an account or sending a quote request brings these terms into effect in full. Anyone who finds part of them unacceptable should stop using the site.
The site sets out home insurance cover options, allows limits and deductibles to be adjusted, issues policy documents and takes claim submissions. What appears on these pages is general in nature and stands behind the formal policy document, which remains the governing record of what is actually covered.
Account credentials belong to one person and must stay confidential. Activity carried out through an account counts as authorized by its holder, and any sign of access by someone else should be reported through the contact details at the end of this page.
Quotes, limits and claim outcomes all rest on the accuracy of what gets submitted, so property details, ownership status and the value of belongings must be described truthfully and kept current. Anything that later proves incorrect or incomplete may affect a quote, a policy or a claim already under way.
A quote mirrors the details supplied at the moment it was produced and stays an estimate until cover is formally issued. Availability shifts with property type, location and the result of an underwriting review, and a quote may be revised or withdrawn if the details behind it change.
Consent given at signup allows service and marketing messages to arrive by text or email, and it stays optional rather than a condition of obtaining cover. A reply of STOP halts them and a reply of HELP brings back support information. Message frequency varies and standard message and data rates may apply. The full picture of how contact information is handled sits in the Privacy Notice.
Use of the site has to stay lawful and must not interfere with how it runs or with anyone else using it. That rules out submitting false, misleading or fraudulent information, trying to reach accounts or systems without authorization, copying, scraping or republishing content for commercial gain, introducing malicious code, disrupting availability, and any use that breaks applicable law.
Text, layout, graphics, logos and code published here are protected and remain the property of the site owner. Nothing on these pages hands over a license to reuse that material beyond ordinary personal viewing.
Some pages may point to outside services. Those destinations run under their own terms and privacy practices, and their content is neither controlled nor endorsed from here.
The site is offered on an as available basis. Real effort goes into keeping the content accurate and the service running, yet uninterrupted availability, freedom from error and fitness for one particular purpose cannot be guaranteed.
To the fullest extent the law allows, liability is excluded for indirect, incidental or consequential loss arising from use of this site, including lost data, lost profit or business interruption. Nothing written here limits liability that cannot lawfully be limited.
These terms fall under the laws of the State of Ohio. A dispute that cannot be settled informally goes to binding individual arbitration rather than to court, and claims may not be brought on a class or representative basis.
These terms may be rewritten as the service or the law moves on. The date printed at the top of this page marks the version currently in force, and using the site after a change signals agreement with it.
Anything unclear in these terms can be taken up by phone on +1 (419) 387-5710, by email to andrea@nestnovas.com, or in writing to 521 S Main St Findlay OH 45840.
